21st Jan 2015
Sometimes when a claim is filed, the insurance company has a team of lawyers that investigate the authenticity of your claim.
If they believe that there is no merit to the claim, that the claim is exaggerated or stems from a non-existent event, they may initiate a “fraud” investigation. These insurance company lawyers can ask for law enforcement to get involved and open up a genuine criminal investigation. If this happens then you need an experienced criminal defense attorney to represent your position.
Just because a person makes a mistake in filing a claim does not necessarily mean that person had the specific intent to commit fraud however, the insurance companies may think otherwise.
Don’t underestimate the seriousness and urgency of these allegations since insurance fraud is no different from any other type of theft.
A conviction can result in loss of freedom and civil rights, astronomical monetary penalties, a permanent criminal record and a stigma for life.
The moment an insurance company casts doubt upon your claim and takes an accusatory stance, you need an experienced criminal defense attorney.